OTIS Federal Credit Union

(207) 897-0900

Share & IRA Fixed Rate Certificates
Effective Date: March 17, 2008 Rates subject to change
Available Terms	Dividend Rate	Annual Percentage Yield	Minimum Required Balance
6 to 11 Months	2.73%	2.77%	$500.00
12 to 23 Months	2.96%	3.00%	$500.00
24 to 35 Months	3.25%	3.30%	$500.00
36 to 47 Months	3.44%	3.50%	$500.00
48 to 59 Months	3.64%	3.70%	$500.00
60 Months	3.83%	3.90%	$500.00
All Certificate renewals are automatic. Withdrawals of dividends are allowed. Additional deposits are not allowed. Your certificate account will mature within the term set forth at the left or the maturity date set forth on your Certificate or maturity notice. The credit union will give the owner(s) at least 10 days notice prior to maturity. Truth and Savings Disclosure Early Withdrawal Penalties Certificates & Holiday Clubs

Share & IRA Fixed Rate Certificates