OTIS Share Draft Account (Checking) |
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| Our Share Draft Account offers the convenience you want to economically manage your financial needs. This is one of our most popular services. Our Share Draft Accounts are always FREE! |
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Why Change?
If your like most people, you've had your checking account with the same institution for some time. Convenience and service are important, but don't overlook the cumulative cost of monthly fees. |
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- No monthly service charges.
- No per item fee for drafts written.
- No minimum balance
- FREE unlimited ATM Access
- FREE personalized share drafts* (checks)
- FREE 24-Hour access to your account OTIS TALK and OTIS ON-LINE
- Overdraft protection from share (savings)
- Overdraft protection from draft-a-matic loan (subject to credit approval).
- Discount on loan interest rate
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Overdraft Protection.
Protect yourself with a Draft-a-matic loan. If you write a draft (check) and don't have enough funds in your share draft account to cover the draft, we will transfer the amount from your share account. However if funds are not available, a loan will be created in $50.00 increments up to your credit limit. Payments are a low $30.00 per month on balances up to $1000.00(subject to credit approval). |
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Our Visa Debit Card(check Card)
Can be used to withdraw from your share draft account wherever Visa Debit Cards are accepted.
click here to learn more about our Debit Card
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(207) 897-0900
